If you are a first time home buyer or even a repeat buyer, you quickly realize that real estate has a language all its own. Understanding some of the lingo can help you navigate the process a little easier. By learning a few critical terms, you will be in a better position to ask the right questions and make the best decisions.
- Buyer’s Market – A real estate climate where the number of listings outnumber qualified buyers.
- Seller’s Market – A real estate climate when there are very few desirable properties listed for sale.
- Contingencies – Specific conditions included in an offer to protect the buyer against unexpected situations, such as inspection, loan approval, and appraisal value.
- Earnest Money – Money deposited when the offer is accepted. Subject to any contingencies, this money protects the seller from a buyer who simply changes her mind.
- Escrow Agent – A neutral 3rd party who manages the paperwork in a state where attorneys are not used to conclude the contract.
- Closing Costs – Fees that must be paid by both buyers to conclude the sale.
- Conforming Loan – A conforming loan is a loan limit by which the loan can be sold on the secondary market; a jumbo loan is one which is higher than this limit.
- PMI – PMI, private mortgage insurance is a fee paid by the borrower of a loan that they obtained with less than a 20% down payment.
These are just a few of the common terms used in real estate. If you are involved in a real estate transaction, learning a bit of the common lingo will help you understand the process better and make your home sale or purchase a smooth one.

When selling antique homes across New Hampshire, it’s the small, historical details that tell the biggest stories, and this high-tank pull-chain toilet is a perfect example! Dating back to the late 19th and early 20th centuries, this style of toilet was once the pinnacle of modern indoor plumbing. The elevated wooden cistern, connected to the bowl by a long flush pipe, used gravity to create a powerful flush. The pull chain (often made of brass or iron) was both functional and elegant, giving homeowners a sense of luxury and sophistication. In fact, this very setup was common in Victorian and Edwardian-era homes, a time when the transition from outhouses to indoor plumbing marked a major leap in domestic comfort. What makes this fixture special today isn't just its functionality, it’s a living relic of history. The hand-crafted wood tank, the solid brass or copper piping, and the classic porcelain bowl with woodgrain seat all speak to an era where form and function were designed to last a lifetime. In a modern world of one-piece plastic and chrome, the high-tank toilet stands tall-literally and figuratively-as a statement of charm, craftsmanship, and continuity with the past. For antique home lovers, it's not just a bathroom fixture-it's a conversation piece that keeps history flowing. Whether you're restoring a Federal farmhouse, a Victorian cottage, or a Gothic Revival, details like this aren’t outdated, they’re elevated . Because every home has a story-some even in the bathroom. Camille Craffey, NH Realtor & Antique Home Specialist